Free Buyer Tool

How Much Home Can
You Afford?

Enter your household income and monthly debts — we'll calculate your estimated buying power and exactly how much cash you'll need to close.

Your Info
First Name
Last Name
Email Address
🔒 Your information is completely private. We will never share it or pressure you in any way — this is genuinely free with no strings attached.
Monthly Gross Income
$
Monthly Debt Payments

Include minimum payments only: car loans, credit cards, student loans, personal loans. Do not include rent or utilities.

$
Loan Details
Interest Rate (%)
Loan Term
Down Payment (%)
HOA Fees (mo.)
$
Auto-Calculated: Property tax is estimated at 1% of purchase price/year and home insurance at 1% of purchase price/year (2% total). Both are recalculated automatically each time you run the tool.
Estimated Maximum Home Price
$0
Max Loan Amount
$0
Est. Monthly Payment
$0
Gross Monthly Income
$0
Monthly Debts
$0
Auto-Calculated Monthly Escrow
Property Tax (1% of price/yr ÷ 12)
$0/mo
Home Insurance (1% of price/yr ÷ 12)
$0/mo
HOA Fees
$0/mo
Total Escrow
$0/mo
Cash Needed to Close
Down Payment
$0
Estimated Closing Costs ~3% of purchase price (title, lender fees, prepaid items, etc.)
$0
Total Cash Needed
$0
Back-End DTI Ratio 0%
0% 28% Front-End Limit 43% Back-End Limit
Ready to Make Your Move?
Let's find you the perfect home within your budget — no obligation.
This calculator is for informational purposes only and does not constitute a loan commitment or financial advice.
Results are estimates based on standard lending ratios (28% front-end / 43% back-end DTI). Actual qualification depends on credit score, employment history, assets, and lender guidelines.
© KNN Capital Partners. Consult a licensed mortgage professional for personalized guidance.